When you want it done right!
New clients accepted by personal referral only
It is mandatory to for all clients to complete the scope of engagement and the checklist
How long will my tax refund take?
The IRS sends over 9 out of 10 refunds to taxpayers in less than three weeks. Unfortunately, a 21 day delivery of your tax refund isn't guaranteed. There are a number of factors--including the choices you make when you file-- that could impact how long it takes for you to receive your tax refund. You get to choose how you want to receive any refund the IRS owes you. Here are your options
- Direct deposit into your checking account or savings account (this is the fastest way to get your refund)
- Paper check sent through the mail
- Debit card holding the value of the refund
- Purchase up to $5,000 in U.S. Savings Bonds
- Split your refund among up to three financial accounts in your name, including a traditional IRA, Roth IRA or SEP-IRA
- Deposit into your Health Savings Account (HSA), Archer MSA or Coverdell Education Savings Account (ESA)
The delivery option you choose for your tax refund will affect how quickly you receive your funds. According to the IRS, the fastest way to receive your refund is to combine the direct deposit method with an electronically filed tax return.
Below is an estimated breakdown of how soon you might expect to receive your tax refund, based on filing and delivery choices.
- E-file with direct deposit 1-3 weeks
- Paper file with direct deposit 3 weeks
- E-file with refund check in the mail 1 month
- Paper file with refund check in the mail 2 months
Other factors that could affect the timing of your refund
Additional factors could slow down the processing of your tax refund, such as errors, incomplete returns or fraud. Taxpayers who claim the earned income tax credit (EITC) or the additional child tax credit. ACTC may see additional delays because of special rules that require the IRS to hold their refunds until Feb 28. You should also expect to wait longer for your refund if the IRS determines that your tax return needs further review. Refunds for returns that have errors or that need special handling could take more than four months, according to the IRS. Tax returns that need special handling include those that have an incorrect amount for the Recovery Rebate Credit and some that claim the EITC or the ACTC. Delays also occur when the IRS suspects identity theft or fraud with any return. Respond quickly if the IRS contacts you by mail for more information or to verify a return. A delay in responding will increase the wait time for your refund. If you submitted an amended tax form, it may take more than 20 weeks to receive a refund due to processing delays related to the pandemic.
What We Do
Our family-owned tax service has been operating for over 30 years providing our clients with the financial freedom they deserve
About Ginger
I have lived all over the United States but most of my life has been in the Northwest. I live in the Midland/Summit area of Tacoma with my husband and our fur babies.
I began preparing tax returns for clients a little over 29 years ago. I am a Certified Financial Planner and when I was trying to help a family find money to save for retirement. I was at their kitchen table and I saw the income tax return sitting there and I said “do you mind if I take a peek at those?” They said “please do!” After looking at the return for a few minutes I saw many errors because they were not itemizing deductions. I then asked “ if I can amend your return and get you more money back promise me that you will start an IRA.” They agreed and I took the return home and I was able to get them almost an additional $3,000. They were so thrilled and they began telling their friends and the rest is history.
I really love what I do for a living. I get to help individuals/families and small businesses keep more of their hard earned money. It brings me great pleasure when I discover something new in the tax laws that can bring a benefit to others. Every year I take continuing education classes and exams so that I can add extra value for my clients.
I currently prepare Federal and State taxes as well as financial and retirement planning.
